Attention homeowners in Ringgold and Catoosa County: Need an appraisal?

Check out the top reasons GA homeowners need Parker Appraisal Service:

  1. Find the right listing price (whether they're selling the home on their own or using an agent)
  2. Challenge property tax assessments
  3. Remove PMI to lower your mortgage payments
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a GA divorce, where real estate property needs to be divided
  7. Determine the true market value of property in question to settle an estate in Catoosa county or GA

Own a home in or near Ringgold, GA and need help determining the value of it?
Contact Parker Appraisal Service.

We at Parker Appraisal Service understand the special needs of a homeowner after appraisal services. Our usual business clients get the appraisal process and the customary reporting formats. But as a consumer,we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we report the results of our analysis.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your own house because you probably have an emotional attachment to it. Our professional appraisers at Parker Appraisal Service are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is very important as a negotiating tool once you have a likely buyer. It gives you something concrete to show your buyer. It's an independent third party's opinion of your home's value, and not just you saying how much you think your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to an expert appraiser's value assessment than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a fashionable way to save money for homeowners. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your house. In most cases you can apply to the lender to have the PMI eliminated from your loan. We are qualified in helping clients just like you rid themselves of unwanted and unneeded PMI insurance.

Challenging property tax assessments

Lets say you live in an area that's going down -- your local tax assessor may have your house overvalued. This means you're paying higher taxes than you should be paying. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal from Parker Appraisal Service is your #1 weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender might choose to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow point of view. Parker Appraisal Service can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you desire a veteran appraiser to double-check your appraisal for accuracy? An appraiser from Parker Appraisal Service can go out and check the subject and comps in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Parker Appraisal Service can help with that too. Even though this is usually requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your home.